Recipes for Health - Winter Squash Gratin

This gratin is an easy vegetarian main dish to make and resembles a quiche, but without the crust.

This series offers recipes with an eye towards empowering you to cook healthy meals every day. Produce, seasonal and locally grown when possible, and a well-stocked pantry are the linchpins of a good diet, and accordingly, each week’s recipes will revolve around a particular type of produce or a pantry item. This is food that is vibrant and light, full of nutrients but by no means ascetic, fun to cook and a pleasure to eat.
See previous recipes »

1 1/2 pounds winter squash of your choice

2 tablespoons extra virgin olive oil

1 medium onion, chopped

2 garlic cloves, minced

2 tablespoons minced fresh parsley

1 teaspoon minced fresh sage

3 eggs

1/2 cup low-fat milk

2 ounces Gruyère cheese, grated (1/2 cup)

Salt and freshly ground pepper to taste

1 ounce Parmesan cheese, grated (1/4 cup)

1. Preheat the oven to 425ºF. Cover a baking sheet with foil and brush lightly with olive oil. Cut the squash in half, scoop out the seeds and stringy membranes, brush the cut sides with olive oil and lay cut side down on the foil-covered baking sheet. Bake 40 minutes, or until soft enough to pierce easily with a knife. Remove from the heat and allow to cool, then peel and either mash with a fork, puree in a food processor fitted with the steel blade, or finely dice. You should have about 2 cups of pureed or finely diced squash.

2. Turn the oven down to 375ºF and oil a 2-quart gratin or baking dish with olive oil. Heat the remaining oil over medium heat in a medium heavy skillet and add the onion. Cook, stirring, until tender, about 5 minutes. Add the garlic and cook, stirring, until fragrant, 30 seconds to a minute. Stir in the parsley and sage, and squash, and remove from the heat. Season to taste with salt and pepper.

4. Beat the eggs in a large bowl and whisk in the milk. Add 1/2 teaspoon salt and freshly ground pepper to taste. Stir in the squash mixture and the Gruyère. Taste and adjust seasonings. Scrape into the prepared baking dish and sprinkle the Parmesan over the top.

5. Bake 30 to 40 minutes, until lightly browned on the top and sizzling. Serve hot, warm, or room temperature.

Yield: Serves 4 to 6

Read full recipe - Recipes for Health - Winter Squash Gratin

For some, Christmas is more than a tree, gifts: Seasonal fanatics have a holiday obsession

By MAGGIE GALEHOUSE HOUSTON CHRONICLE

A hurricane and a recession could easily spread a serious case of the bah, humbugs this season.

But not for the Christmas fanatics. For these self-taught decorators who transform their homes into holiday havens thick with Santas, ornaments and things that go blink in the night, Christmas always arrives early and stays late.
A tale of two Michaels

For every Christmas addict there is an enabler. And between the months of October and December, this pretty much describes Michael Briden and Mike Lowery.

“I have the inspiration, and he has the installation,” Briden deadpans.

Briden is the collector, favoring glass ornaments by Christopher Radko and Santa figurines by Brian Kidwell and Jim Shore. He decorates each of the holiday trees in the Heights bungalow he and Lowery share — no small job, since there’s at least one tree in every downstairs room.

Lowery does the traditional “dad” jobs: hangs garland around the window frames, puts the toppers on each tree before Briden starts to decorate, picks up ornaments on his way home from hunting and fishing trips.

Every year, the two transform their handsome bungalow with sage green walls into a holiday wonderland where first-time guests are hard-pressed to focus on anything but the dé cor. As Lowery says, “Christmas has definitely exploded in this house.”

It helps that the pair co-own Another Place in Time, a garden center in the Heights that sells some of the decorative items and ornaments Briden collects.

Briden, who is also a loan operations manager at Integrity Bank, admits that he is particular about the quality and presentation of his collections.

He likes his Santas to look friendly, not scary. He enjoys creating new vignettes with his Christmas ornaments; this year, Santa’s Sweet Shop appears in his kitchen window, with a jar of gingerbread men and cookies and glass candies. And each of his Christmas trees has a theme, from the hunting and fishing tree in Lowery’s room, to the Grinch tree in the bathroom, to the slim and showy “Feathered Friends” tree in the family room.

The show-stopper is “The Night Before Christmas” tree, which gathers Santas, reindeers, gifts and all the usual Christmas Eve suspects.

When one goes to so much trouble to create a Christmas atmosphere, it’s a shame not to share it. Briden estimates that he and Lowery host half a dozen social gatherings every December so that friends can see the house.

As thrilled as Briden is with this year’s décor, he is always in the market for something new. Gazing at his animal tree, he ticks off the rarer ornaments that adorn it. A buffalo. A rhinoceros. A skunk. A giraffe. But he can’t help but notice what he’s missing.

“I don’t have a platypus,” Briden says, “and I don’t have any dinosaurs.”

The holiday decorating gene is strong with Jennifer Emshoff. Growing up in Klein with a mother who’s a part-time interior designer, she learned early that every holiday deserves festive dé cor and special dishes.

So when Emshoff, a senior contract analyst with El Paso Exploration & Production, moved into her Eastwood bungalow in 2001, it was a fait accompli that the holidays would be well-represented.

Her Christmas decorating schedule begins the day after Thanksgiving at her childhood home, when her mom starts pulling out her own Christmas finery. Emshoff is always on hand to assist.

“I give her all day Friday,” she says, “then I come back and start working on my own house. It takes two full days for the inside and then a night to put up the lights on the outside.”

This year presented a new challenge for Emshoff, who recently transformed her bright blue and yellow living space into a richer, ranchy style, with dark leather and rustic touches. This meant a new backdrop for Christmas.

Dominating the living room is a full-size white tree with shiny, multicolored ornaments, many with a Texas theme. On the floor of the dining room, ranch meets Christmas in a pair of ceramic cowboy boots stuffed with holly and red berries. The formal dining table is set for Christmas dinner and a long kitchen counter that usually serves as the bar has become a winter village.

Read full article: For some, Christmas is more than a tree, gifts

Zephyr Announces Business Partners in Germany and South Africa

Following the establishment of its UK branch earlier this year, Zephyr are pleased to confirm international business partner contracts for Germany and South Africa. The new business partners will distribute the Zephyr PASSPORT family of terminal emulation products.

Houston, TX (PRWEB) December 14, 2008 — Following the establishment of its UK branch earlier this year, Zephyr are pleased to confirm international business partner contracts for Germany and South Africa. The new business partners will distribute the Zephyr PASSPORT family of terminal emulation products.

In Germany, Zephyr is represented by UBS Hainer GmbH (www.ubs-hainer.com), who manages and supports PASSPORT products at such customer accounts as Allianz Suisse, Daimler Bank AG and Landesbank Baden-Württemberg (LBBW).

In South Africa, Zephyr is represented by JMR Software Ltd (www.jmr.co.za), who supports Zephyr products at First National Bank (FNB), Business Connexion (BCX), Cadiz and others.

“We have a wealth of current international customers and many new prospects that we feel will benefit from having fully trained partners in their own countries” said Russell Martin, Zephyr Vice-President Sales and Marketing. “Familiarity with local business practices and the ability to support the Zephyr products and business model is essential”.

“We really want to send a clear message to international organizations that use Attachmate®, MicroFocus® (formerly NetManage®), IBM® and other terminal emulation products: Zephyr can save you substantial sums of money with an easy and transparent change to PASSPORT”, Martin continued.

PASSPORT 2009 is slated for release in January and will have localized language support for the Italian, German, French, Spanish, Portuguese and Brazilian Portuguese markets.

Zephyr Announces Business Partners in Germany and South Africa

For rent: Is office space the final frontier in financial crisis?

As the recession devastates the banking, brokerage, retail and automobile industries, landlords and commercial real estate brokers in lower Fairfield County ponder when and if the office market will be the next victim.

The region could be vulnerable because financial service companies rent much of the office space in Greenwich and Stamford. Greenwich has been called the nation’s unofficial hedge fund capital.

“We are still in a very good market. However, a lot of our clients are financial services companies,” said Jim Fagan, senior managing director of the Westchester County, N.Y., and Connecticut operations of New York City-based Cushman & Wakefield Inc. commercial real estate. “They include everything from hedge funds to reinsurance companies to investment banks, not to mention advertising agencies and other professional services companies.”

Those former mainstays in the office market will be shrinking, he said.

“As tenants try to lower their fixed costs, they are slimming down their commercial real estate exposure, where it is practical and pragmatic,” Fagan said. “The market is going through an adjustment. While it was white hot in July of 2007. It certainly is less than that now.”

John Hannigan, principal of Choyce Peterson commercial real estate in Stamford, said, “The quantity of tenants looking to grow has decreased precipitously.”

Reported office vacancies are not really bad - yet.

In the third quarter, 17 percent of the 14.5 million square feet of office space in Stamford was available for lease or sublease, up slightly from 16.4 percent at the same time last year, according to an average taken from five real estate firms. Available space are locations that are empty or slated to become vacant soon.

The numbers do not include large, single-occupant buildings such as the main UBS AG investment bank and trading floor in downtown Stamford.

But vacancy reports might not tell the whole story, said Jeff Gage, executive managing director at the Stamford office of Chicago-based Jones Lang LaSalle commercial real estate. Some companies have space they are not using but will not admit it unless a broker approached them about subleasing, Gage said.

Sublease space, that which is leased but currently unused, is rising in Fairfield County, he said.

“We are going to see vacancy rates going up to 25 percent or higher (countywide),” Gage said. “My guess is that 40 percent of that will be sublease space.”

The big subleases include 112,000 square feet that UBS put on the market at 201 Tresser Blvd. in Stamford at Purdue Pharma’s headquarters. Others in the city are 50,000 square feet from Legg Mason at First Stamford Place and 120,000 square feet at 290 Harbor Drive.

Greenwich has smaller office vacancies, but its 4.8 million square feet of office space depends largely on financial services, hedge funds and private equity firms. About 9.3 percent of the town’s office space was available in the third quarter, which was unchanged from the same time last year.

“Greenwich and Stamford are not immune from the downsizing and reorganization from a new model of doing business,” said John Goodkind, managing principal at the Greenwich office of New York City-based Newmark Knight Frank commercial real estate. “The days of abundance are gone.”

“Large users are unlikely to make decisions on space unless they have to,” he said, referring to lease expirations.

On the positive side, Goodkind said many people who had worked for hedge funds, financial institutions and banks will be looking for office space in which to start their own companies.

“We have already seen significant numbers of new companies looking for smaller spaces,” he said. “That will be the mode for the next 12 to 18 months.”

But Gerald Celente, a trends forecaster known for gloomy predictions, said the downturn in the retail sector will affect office space because fewer customers will exist for service firms such as ad agencies.

“In 2009, the focus will broaden to include a range of calamities that will leave no sector unscathed,” Celente said in a report issued by his Rhinebeck, N.Y.-based Trends Research Institute. “Next in line is retail, which accounts for some 70 percent of consumer spending, 26 percent of which is holiday sales.”

“Add to the (retail) empties the commercial space vacated by defunct financial firms and an array of troubled businesses from restaurants to architectural firms, to high-tech operations, to offset printers, etc.,” the report said. “The inescapable result (that we predicted over a year ago and is only now being discussed in the business media) is a commercial real estate bust that will be costlier, wreak greater havoc and prove more intractable than the residential market decline.”

Local landords, by contrast, are more optimistic.

“We have been here before (in a recession), and we will get through it,” said Jo Ann McGrath, director of leasing for the Merritt 7 Corporate Park in Norwalk. “We just have to stay positive.”

She said the 1.4 million square feet of office space in Merritt 7’s six buildings is 95 percent occupied.

A 51,000 square feet sublease might occur in the complex’s 301 Merritt 7 building. Applied Biosystems is moving out of 301 Merritt 7 in July because it merged with Invitrogen Corp.

Applied Biosystems’s lease expires in 2011, and it has an option to sublet the space, McGrath said.

Margaret Carlson, director of leasing for New York City-based RFR Realty’s seven office buildings in downtown Stamford, said the market is slowing, but not to a crisis stage.

“We are still continuing to sign deals, and we are starting to see concessions for tenants creep in,” Carlson said. “Velocity is slowing down, but we remain optimistic. There are a lot of deals out in the marketplace, and we do not have a lot of sublease space in our portfolio.”

RFR’s Stamford buildings are 90 percent leased, she said.

Another landlord representative, Jeff Newman of W&M Properties, said the recession offers a chance to recruit new tenants. W&M manages First Stamford Place and Metro Center office complexes in Stamford and the MerrittView office building in Norwalk.

“We are well-positioned to ride out a down market,” Newman said. “We always have more than enough cash flow to cover debt service and operating needs.”

Gage of Jones Lang LaSalle predicted rents will drop 20 percent to 30 percent during the recession, which offers local companies a chance to move into better buildings.

In March, Stamford-based Choyce Peterson began telling its clients to pursue renovation subsidies and lower rent from landlords.

The average asking rent for Class A office space in downtown Stamford is $48 per square foot per year, according to Cushman & Wakefield.

“We have been out there ahead of this (recession) news and have been meeting with many area companies to help them navigate these tough economic times, with regard to their office space,” said Hannigan of Choyce Peterson.

“The smart landlord are the ones who will lead the market in (lower) pricing,” Gage said. “If you follow the market, you are already too late.”

- Staff Writer Peter Healy can be reached at peter.healy@scni.com or at 964-227
Read article source - http://web-best.info/2008/12/for-rent-is-office-space-the-final-frontier-in-financial-crisis/

Source: For rent: Is office space the final frontier in financial crisis?

7 Facts on Mortgage Refinancing

By Chris Edison

Getting a refinance on your mortgage is common practice nowadays due to the drop in interest rates and the receptiveness of borrowers toward the idea of refinancing. Although many have vouched for its benefits, house owners should evaluate their personal preferences, financial standing, and current mortgage status and compare these with the various options available before planning their next move.

There are many facts surrounding the concept of refinancing and this article will provide you with an insight of important aspects which you need to know in order to make an informed decision. Refinancing your mortgage is for the long-term and thus needs to be a choice that is thoroughly considered.

1. Penalty Costs
The process of refinancing basically means paying off your current mortgage and obtaining another mortgage at a different interest rate (usually at an adjustable rate) and loan term. This causes penalty costs to be imposed on your current mortgage by your current lender, as you have opted to pay off your loan earlier than agreed upon. Occasionally, depending on the status of your current loan, penalties incurred may be higher than the cost savings obtained from refinancing your mortgage, therefore making the idea of refinancing no longer attractive.

2. Savings on monthly repayments
When you refinance your mortgage, you may most likely switch to a new mortgage structure that will benefit you in the long run, especially with lower monthly repayments. With the availability of Adjustable Rate Mortgages, interests incurred are relatively lower than the traditional Fixed Rate Mortgages, which has been incentive enough for home owners to switch their mortgage loan plans. However, although interest rates may seem to be lower at first glance, home buyers should practice due diligence in tabulating the actual amounts paid over the long term in comparison with their current mortgage repayments.

3. Transactions costs
As with any mortgage transactions, a refinancing exercise will involve transaction costs such as attorney fees, points, appraisal fees, inspection fees and prepayment penalties. All these hike up the cost of refinancing, which need to be balanced out with the cost savings obtained from switching loans in the first place. As a rule of thumb, if you plan to stay in your current property for the long-term, transaction costs will be offset with savings in repayment amounts over the long-run. Therefore, refinancing will then be a good option for you.

4. Tax deduction possible
Refinancing may help you regain tax deductions on interest if you have already used up your allocated amount for tax deductions. Therefore, with a new mortgage, you will be able to deduct interests paid from your taxable income, thus helping to reduce your taxes payable.

5. Get cash out of your equity
Read this full story: 7 Facts on Mortgage Refinancing

Front yard decorations get more elaborate for WVC couple

A West Valley man does not need many hands to make light work — he has two to make 18,000 of them light up his front yard.

Dan Nelson has made and bought Christmas decorations for about eight years, and he is planning to expand his collection.

“Every year, I just want it to be brighter,” Nelson said. “I have more lights in my shed — in boxes that I don’t take out — than most people put up.”

“I think he’s obsessed, but I think it’s a good obsession,” said Jewel Nelson, his wife.

Dan Nelson, an architect, became fond of making Christmas decorations after a friend had asked Nelson to help with his. Ironically, the friend lived on Christmas Street.

Nelson got hooked.

“People go on vacations, and I buy Christmas lights,” he said.

In his front yard, Nelson has 10 ?plywood angels representing his granddaughters and 11 gingerbread boys representing grandsons. Each of them has a name written on it, and its eyes are painted, respective to the grandchild it represents.

Nelson said he made 21 reindeer for his friends and family members during the second year.

Among other decorations are reindeer and moose, three wise men and a nativity scene, a snowman, two soldier boys and pine trees, all decked out in lights and connected to 10 outlets. Onlookers can also hear Christmas songs in the background.

Nelson said he started getting his house into a festive mood the week before Halloween. He has since spent every weekend adding decorations.

Although the rest of Bluebird Drive doesn’t shine as brightly as the Nelsons’ home, neighbors don’t seem to mind. One of the neighbors, Randy Garcia, let Dan Nelson use a corner of his yard to set up some moose and pine trees.

“We’re actually waiting for Dan to expand all the way over,” Garcia said.

Nelson’s lights shine from 5 to 10 p.m. every night and help Rocky Mountain Power survive the country’s economic crisis.

“I don’t look at [the electricity bill],” Dan Nelson said. “We’re on a year-round [billing plan], and it goes up every year. I probably wouldn’t do this if I looked at it.”

He said that he’s trying to buy more LED lights, which run cooler and therefore save energy.

“It’s not like we’re saving anything because he keeps adding more stuff,” Jewel Nelson said.

Read full source - Front yard decorations get more elaborate for WVC couple

The Snoring Has to Stop!

We all long for a quiet night’s rest. But, for some of us, the snoring just blasts our eardrums!

It’s loud and it’s irritating. But, is it serious?

Patti from Pitman, N.J. e-mailed:

“My snoring wakes me up. Could this be a warning of a problem?”

Sometimes, snoring can just be annoying to your bed partner and annoying to yourself. But, sometimes, snoring can be the indication of a more serious problem like sleep apnea.

Sleep apnea is a common condition that leads to interrupted breathing for very short periods of time during sleep, usually the result of narrowed airways. Untreated, it can lead to health problems including, high blood pressure, memory problems, weight gain, and headaches.

“It’s associated with nighttime awaking or daytime sleepiness, so if that’s something that is occurring where you snore at night, you awake and feel tired, you’re sleepy during the day, you should talk to your doctor about perhaps having a sleep study done,” Dr. Helena Schotland said.

Doctors may recommend a device called a CPAP, which helps keep the airway open.

Darrell from Philadelphia asked:

“I have sleep apnea, but the device hurts my nose.”

“Just because you don’t like your particular mask doesn’t mean that you are stuck with it. There are a huge number of masks. Some are nasal masks that go over your nose. Some are nose and mouth. There are also little nasal pillows that are just little prongs that go over your nostril that are great for people with claustrophobia,” Dr. Schotland said.

Other treatments include:

Weight loss
Sleeping on your side instead of on your back
Read full story - The Snoring Has to Stop!

Corporate spies clean up - The financial crisis means boom times for spooks-for-hire

The financial crisis means boom times for spooks-for-hire.

By Barney Gimbel, writer
Last Updated: December 8, 2008: 11:16 AM ET

NEW YORK (Fortune) — If James Bond’s “License to Kill” gets revoked, he’d have no problem finding work as a corporate spy. To the short list of sectors that stand to gain from the financial crisis, add corporate intelligence firms.

They are seeing a dramatic uptick in business from a surge of banks, private equity firms, and hedge funds that need to make sure those pesky multimillion-dollar investments they made when times were good will hold up.

Firms like Control Risks, a London-based risk consultancy staffed by ex-CIA agents, and its rival, New York-based Kroll say they have seen a 20% jump in new business over the past two months. Together the two firms control the majority of the market.

These spook outfits have long carved out a lucrative business investigating corporate fraud, performing due diligence, or simply ferreting out the things not on a balance sheet - be they a company’s shady associates in Brazil or corrupt investors in Texas.

But in the recent heady times, some fast-moving investment outlets cut corners.

Now they are hoping to save face - and money - before precarious deals fall apart altogether. “The tolerance for failure has diminished,” says Jim Brooks, who heads North American operations for Control Risks.

Already, spies-for-hire are finding a couple of embarrassing flubs.

Consider the more than $300 million that one international bank lent to a sketchy Russian magnate (we’d tell you who it was, but then we’d have to kill you). When he stopped paying his bills, the bank brought in Control Risks to find out where the money had gone. (They found the Russian could have funneled money out of the country through various, seemingly unrelated shell companies.)

Full story: Corporate spies clean up - The financial crisis means boom times for spooks-for-hire

Women Who Breastfeed Are More Likely to Shed Their Baby Weight 6 Months After Giving Birth, Study Shows

By Caroline Wilbert
WebMD Health News

Dec. 8, 2008 — Breastfeeding may help new mothers shed the baby weight.

A new study examines the relationship between breastfeeding and postpartum weight retention. The study, which looked at data for more than 25,000 women participating in the Danish National Birth Cohort, measured how long women breastfed and also how intensely. Each woman received a breastfeeding score. Results showed that women with higher breastfeeding scores were more likely to lose their pregnancy weight six months after giving birth.

Researchers concluded that women who gain a reasonable amount during pregnancy and breastfeed exclusively are likely to lose all pregnancy weight six months after giving birth. They also estimate that women who breastfeed retain 2 kilograms (4.4 pounds) less than women who don’t breastfeed at six months after giving birth.

Participants, all recruited by their doctors during their first prenatal visit, were interviewed four times — twice during pregnancy, as well as six months after giving birth and 18 months after giving birth. They answered questions about their weight and how they were feeding their babies.

Read this full article - Breastfeeding Helps Moms Lose Weight

Stop snoring with SnorePro?

We get some odd-ball press releases and story pitches here at TechFlash HQ. And this one, from a Fremont, Calif.-based company that has developed a $99.99 anti-snoring device called SnorePro certainly would qualify.

“HBI-USA, a biomedical device company, announced today its new SnorePro which uses its proprietary Dynamic Snore Detection (DSD) technology to precisely detect snores and to gently issue a programmable digital pulse to prevent snoring. The digital pulse functions like a spouse by nudging their snoring bedmate, which in turn trains the body to change sleep positions to eliminate the snoring. Bedmates of snorers lose an average of one hour of sleep per night due to snoring. The stimulation may disturb the snorer; however, it helps their bedmates to enjoy and regain sleep as they won’t have to nudge the snorer any more.”

Described as a wrist-watch style device with a built-in LCD screen, the press release goes on to say that the SnorePro can track the improvements of the snorer over time.

Read full article here

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Different Types of Taxi Insurance

Looking at the increasing number of road accidents, as well as vehicle theft, insurance for your vehicle is a must. Getting coverage for a vehicle means that at the time of damage or theft, the company from whom the policy is taken will cover the cost of damages, or will pay for the cost of the vehicle in case of theft. Many of the firms are offering insurance policies on a commercial basis as well, one example being the introduction of taxi insurance in which cover is provided for taxis, cabs and even vans. Private hire insurance policies, as well as public hire insurance policies, are two types of taxi insurance policies available. In comparison to the public hire insurance policy, private hire insurance policies are a lot more expensive as they involve a higher risk.

These types of taxi insurances are very popular these days, as having taxis for public as well as private hire includes a lot of risks, and not opting for any kind of insurance policy will make the running of taxis unaffordable. But one must also be very careful in choosing the company from whom the insurance is obtained, as it is a very specialised field, and very few companies are providing it at genuine prices. Getting a cheap taxi insurance policy may not be a very hard nut to crack because of the competition between the companies.

Obtaining these taxi insurance policies is very easy, as one may register directly over the net or can even consult any executive from the taxi insurance company. The best way to get cheap taxi insurance is to directly get in contact with the wholesale insurance agents as they are well trained and can calculate the minimum amount of premium required to obtain a taxi insurance policy. The prices, or the premium, of the policy is relatively cheap, if there is a good number of a taxis included in the policy. Apart from this, there are three types of taxi insurance policies offered by companies and they are: third party, fully comprehensive, and third party fire & theft.

Read full article: Different Types of Taxi Insurance

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The Biggest Secret of Successful Weight Loss

When it comes to weight loss, the biggest hurdle that people face is that of getting started. They just don’t have any idea of where to start from! If you are one of these people then this article is for you! It doesn’t really matter whether you want to lose ten or hundred pounds, the tips I am going to share with you in this article are going to help you anyway!

The first step to successful weight loss is to set some goals. Goals should be used in the same way as milestones are used on highways. Just as without any milestone, you will have no idea of where you are going, without a goal, you will have no idea of how much work you need to do to shed all the extra pounds!

First you should ask yourself some questions:

1. How much weight you want to lose?

2. By when you expect to lose all the weight?

Then write answers to these questions on a sheet of paper. Oh yeah, before I forget, let me tell you that writing your goals is one of the surefire ways of making sure that you never forget them! Write your weight loss goals on a piece of paper, make copies of that paper, and stick each paper on every place you can.

Make sure you don’t forget to stick this paper on your refrigerator and kitchen, since it is in these places that the demon called temptation tries to ruin your weight loss efforts!

Setting goals is just not enough; in order to make the goals achievable, you must set REALISTIC goals. If you have a goal of losing sixty pounds within a couple of weeks or a month, that is not going to happen. Setting such unrealistic goals for yourself will nullify the very effect of goal setting.

When you set unrealistic goals and fail to achieve the same, you will be disappointed and frustrated with yourself and your weight loss efforts.

Read full article: The Biggest Secret of Successful Weight Loss

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10 tips for holiday travel

By Ed Hewitt
updated 3:11 p.m. ET Nov. 20, 2008

With the global economy in crisis and both travelers and airlines feeling the pinch, it may not seem like 2008 will be the cheeriest of holiday travel seasons. Airlines have cut flights, raised fares and added a surge of surcharges for everything from checked bags to phone bookings. Meanwhile, many travelers are postponing or canceling their holiday plans to save money.

But for travelers still planning to visit Grandma’s for Thanksgiving or spend Christmas weekend in Paris, the news isn’t all bad. There are still deals to be found, provided you shop carefully and plan ahead. Check out our 10 tips for holiday travel and find some joy this holiday season.

Avoid peak travel dates
At Thanksgiving, Wednesday is the critical outbound “avoid” day as a rule. Traveling on Thanksgiving day proper is often a breeze and more affordable; there are often cut-rate airfare deals on Thanksgiving day.

On the return, Friday morning isn’t bad at all, with each successive day getting a little busier, more difficult and more expensive through Sunday evening. The bottom line: If you are looking for a deal, you won’t find one on the peak travel days. Travel off-peak whenever possible.

Christmas and New Year’s Day fall on Thursdays this year, which means that the same advice for Thanksgiving will apply to both of these holidays — fly on the holiday itself if possible, and avoid Sunday evening at the end of the long weekend.

Book early
Haven’t booked your holiday travel yet? It’s time to stop waiting and start booking. Fares are only rising as Thanksgiving approaches, so those who hold out in hopes of a late-breaking sale are likely to get left out in the cold or pay a very steep price for their procrastination. The same goes for the Christmas holiday; book sooner rather than later, particularly if you require very specific travel dates or times. With the current state of the airline industry, it is never too early to book your holiday travel flights.

While many of the best deals are probably already gone, keep an eye on our Holiday Deals section for any last-minute bargains. Be prepared to be flexible with dates and flight times.

Read full article: http://blog.summer-winter-air-travel.info/?p=9

Source: 10 tips for holiday travel

Growing a Flower Bed With Beautiful Blooms

If you want your garden to have blooms of beautiful and colorful flowers, you’ll need to plant them carefully. Arrange them properly, and provide adequate care. It is even possible to have flowers blooming year-round, if you plan your garden correctly. You can choose annuals and perennials that bloom at different times of the year so that you’ll always have a colorful garden.

Before you plant the flowers, make sure that the soil is right for them. You should dig your beds down a foot and a half for two deep. While you can grow flowers in a shallower bed, they will not be as likely to thrive. Break up the dirt, making sure there are no large clumps, and spread in some sand, manure, compost, or grass clippings. Don’t pack the bottom dirt down, let it settle naturally so that the roots will be able to penetrate it and it will drain better.

Once you have the base of your flowerbed ready, make sure that you use a good mixture for the topsoil. If you want your plants to be healthy, well-rotted manure and peat moss are excellent additions to your soil. If you do use manure, make sure it doesn’t touch the roots of your plants. You can also add wood ashes in the spring, or use lime to loosen the soil.

Consider the type of soil that you naturally have in your garden, and choose a fertilizer that will help it reach the optimum balance for your plants. The fertilizer you choose should include the elements that your plants aren’t getting from the soil.

When planning the location of your plants within your flower beds and border, keep in mind the color of the blooms, even if the plant is not blooming when you purchase it. Plan for contrast in the texture and color of the flowers, but make sure that the colors will also blend in an attractive manner. For example, the bright color of Zinnias can be balanced with softer colors from chrysanthemum or cosmos.

Don’t forget to consider where you are situating the flower bed. Ideally, it should face south or southwest, but any location that gets enough sun should help your flowers thrive. You should try to plant it close to the house, so that your plants will be protected.

Read article: Growing a Flower Bed With Beautiful Blooms

The Magnificent Ducati Monster

I don’t know about you but I like them beautiful, naked, noisy and lively; bikes that is!

If you’re the same then you’ll love the Ducati Monster range.

The Ducati Monster was originally designed by Miguel Angel Galluzzi (god bless him!) and was first launched by the Bologna superbike firm in 1993.

It is a testament to Galluzzi’s vision that the Monster now accounts for half of Ducati’s overall sales.

Like all of the best Ducati’s the Monster is an 90 degree v-twin, often called an L-twin. It has the now infamous desmodomic valve engine lovingly cradled within a tubullar steel trellis chassis.

With its initial launch in the early 1990s Ducati introduced three Monster options; M600, M750 and M900.

The M900, was the first model released in in 1993

The M600 followed a year later in 1994 and the M750 finally graced our shores in in 1996.

Later on a smaller displacement model, the M400, was developed for those countries where the tax system punishes the ownersof large capacity, high performance bikes.

The M400 was mainly aimed at the far east and pacific rim,although it was also sold in Ducatis native market;Italy. The M400 had the same engine components as the M600 but had a shorter stroke crankshaft and smaller diameter pistons.

The design of the Monster remained pretty much unchanged until around 2000, when fuel injection was added to the M900. In 2001 Ducati unveiled the S4, adding a liquid-cooled 4-valve Superbike to the range.

2001 also saw the addition of improved braking capacity using semi-floating front disc brakes with Brembo four-piston calipers, weight was further reduced with much lighter Brembo wheels, and suspension was upgraded to 43 mm Showa inverted forks.

In 2002 a special edition, the first of many; the S4 Fogarty was offered. To guarantee exclusivity it was limited to a production run of 300.

Between 2005-7 the Monster freak could choose from six basic models: the 695, 696, S2R 1000, S4R Testastretta, S4R S Testastretta, and S4R S Tricolore.

The Monster 695 replaced the Monster 620 and was the foundation of the range and offered the greatest power per CC of any Ducati air-cooled engine to date.

The new flagship model;the S4RS Testastretta was a beast and employed the engine from the 999 Superbike and was supplied with Öhlins suspension front and rear and radial front brakes.

The Monster 696 was officially launched in early April, 2008 in Barcelona. It soon became the best selling Monster in the history of the range.

Ducati Followed rapidly with the awesome Monster 1100 in September 2008.

Read full article: The Magnificent Ducati Monster

How to Lose Ten Pounds in Five Days Or Five Pounds in Ten Days!

Are you trying to lose weighht, but feel helpless? Do you know how to lose five pounds in ten days or even ten pounds in five days? There are many different methods that work to help you lose weight rather quickly. Here are a few tips to help you shed the weight you want to lose.

First, you are going to have to start exercising. Stretching is great to get your muscle going and this actually help you burn more fat as well. Running or any aerobic exercise is preferred because this will be the fastest way to burn calories and fat. Without exercise you will struggle to lose weight and keep it off so add this to your week.

Second, you have to choose better foods. If you want to lose weight you have to avoid refined foods with a lot of sugar in them. This also includes empty calories found in soda, beer, and sweet desserts. Instead have all natural ice cream, lots of water, and natural whole grain pastas and breads. The more natural the food the better it is for you.

Last, if you really want to lose ten pounds in five days or five pounds in ten days, then you can try a juice fast. This is a period of either 3, 5, or 7 days that you eat no solid foods and you drink all natural juices that you make yourself. This is great for the body and will help you shed a few pounds very fast. Make sure to consult your doctor first for safety reasons.

Discover all the secret methods to losing weeight fast and shed those pounds quick. Get more info here: http://blog.homyhealth.net/category/weight-loss/

Soutce: How to Lose Ten Pounds in Five Days Or Five Pounds in Ten Days!

Compare Mortgage Lenders - Making the Right Choice

Before making that big decision to refinance your home or purchase a new one with a good mortgage deal, it is always best to investigate and examine mortgage lending companies, their track record and current financial status. And while the interest rates and payment terms that are being offered are just as important, it is always best to work with mortgage lenders and financial institutions that your can trust and rely on.

Compare mortgage lenders based on the length of time that they have been in the business as well as the number of clients they currently have. Know their track records. Take notice of the banks that they do business with to make sure that they are stable lenders with stable banks to back them up.

Of course, as most people would first consider in choosing their lending companies, compare mortgage lenders based on the deals they offer. Most of the time it is not just good to check out which rates are more competitive.

Do not forget that there may be deals that are too good to be true but will turn out to be nightmares in the end. There are good online resources and mortgage calculators that allow you to compare mortgage deals effectively. Make sure that you avail of deals that are not only reasonable but are well within your financial capability to pay, after you have taken due notice of your regular expenses.

Read full article: Compare Mortgage Lenders - Making the Right Choice

Gift Ideas For the Realtor in Your Family

Christmas time is fast approaching, which means that it’s time to start thinking about gift ideas for family, friends, and co-workers. If a real estate agent happens to among the people on your gift-giving list, here are a few ideas for what to fill their stocking with this year. A BlackBerry; if he or she doesn’t already have one of these technological marvels, now is the time to treat them. Not only will a BlackBerry make an agent’s workday more efficient and organized, but they’ll also be able to keep track of dates with family and friends, which can be difficult sometimes for busy realtors to do. It’s a phone and a web browser, it’s got a calendar for scheduling appointments, and it can synchronize its information with your desktop computer, so all your information is stored at the ready. Agents can instantly access maps and get turn-by-turn directions to properties, keep in touch with clients and associates, and much more. These trusty gadgets are so useful and addicting that they’ve even been nicknamed “CrackBerry.” High tech tools like the BlackBerry are essential for today’s real estate agents to take their business to the next level. The iPhone is a recent addition to the world of high tech communications. Similar to the BlackBerry in its appeal to businesspeople, the iPhone features an easy-to-use touch screen interface, offers Internet access, and can play videos and music MP3 files. iPhones are fairly new to the marketplace, and already they’ve received a great deal of positive buzz. Some suggest that a BlackBerry would be more suitable to an agent’s needs, particularly due to its GPS system and convenient email and calendar access, but no doubt your favorite realtor would be pretty excited to find a new iPhone under the tree as well. If you’re looking for something more affordable that will still help your loved one stay organized, consider buying a nice leather or moleskin agenda. He or she can keep all their contacts and appointments together in one sharp looking date book. If you’d like to be extra helpful, fill in any birthdays, anniversaries, and phone numbers you’d like the person to remember before you give them their gift. You’ll be saving them time, as well as potentially saving them from the doghouse later on. Another great idea this Christmas is to consider treating the real estate agent in the family to a spa day. Realtors spend most of their time dealing with clients, so they need to put their best foot forward. And if they’re really successful at their job, they may not have time to pamper themselves when they need to. So, give them something that will truly be a gift-a massage, facial, pedicure, or mud bath and sauna. There are so many exquisitely relaxing treatments out there that can rejuvenate the soul, so research a little to see which treatment would be right for your friend or family member.
Read full article: Gift Ideas For the Realtor in Your Family

Spiritual Teacher

Salam kenal dariku Fardhie. Saya ingin mengajak anda untuk sejenak menyiapkan waktu untuk membaca artikel ini. Banyak berita dan khabar disampaikan ke publik masyarakat luas melalui media media masa. Konon berdalilkan berita yang barguna namun kenyataannya lagi lagi hanya menjadi ajang bisnis semata. Semua menyajikan berita yang tidak pernah habis habisnya meng Keritik Mendebat bahkan Menteror. lewat berita berita yang saya sendiri bertanya Kemana Arah Berita Tersebut Apa Tujuan dari Berita Tersebut Berhasilkah Menyelesaikan Persoalan . Never . Atau Hanya Menambah Persoalan . Janganlah berfikir dan merasa seakan akan anda anda semua Media Masa sudah menjadi jembatani antara Bangsa dan Generasi Pemimpin dan Masyarakat Persoalan dan Jawaban. Bila anda semua hanya melihat persolan dari satu sisi saja Materi Subjectivitas dan Egoisme apalagi hanya demi kepentingan dan kemajuan anda anda sendiri Bisnis . Maaf Saya bukan hanya mau mengkritik namun lebih dari pada itu saya ingin me! ngajak anda anda semua untuk menyadari betapa Riskannya sebuah berita yang dikemas dalam bentuk bahasa Tulisan Lisan yang salah bisa mengakibatkan pemahaman yang juga salah.dan menimpulkan Polemik berkepanjangan. Kita semua tahu kalaulah bangsa ini sedang dilanda persolan yang tak kunjung tuntas. Jadi janganlah kita semua hanya bisa menjadi pemicu bertambahnya persolan persolan lain. Bukanlah jawaban bila berita yang dikemas hanya dalam bentuk kritik kesalahan seseorang Namun lebih dari itu setiap Persolan Bangsa dan Individu seseorang punya nilai nilai yang Baik Positive untuk diberitakan. Salam dariku Fardhie. 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Lincolns lesson in todays culture wars The Record

THE TROUBLED economy soaring health care costs the Iraq war these may be the issues we re hearing the most about this year. But anyone who s decided that this means the culture wars are over could not be more wrong. It s wishful political thinking to imagine that the demands of religion morality and culture can be dismissed just with a comment about being beyond a candidate s pay grade. What lies behind the insistence on injecting morality into politics and what lies behind the resistance to it is a battle between two basic concepts of democracy itself between democracy as process and democracy as purpose. This conflict is hardly an aberration of the s or the Religious Right. It s a battle that was spectacularly played out years ago in the great debates between Abraham Lincoln and Stephen A. Douglas. Then as now politicians preferred their problems to come with neutral dollars and cents solutions. In slavery was legal in states and slaveholders were demanding slavery s legal! ization in the Western territories as well. These demands had paralyzed Congress and triggered bloodshed in the Kansas Territory. As the senior U.S. senator from Illinois and chair of the Senate Committee on Territories Douglas s solution was simply to let the people who lived there decide for themselves. He called this popular sovereignty and it bothered him not at all that some people in this case white settlers had the authority to decide whether other people in this case black slaves should be held in a lifetime of forced labor. Law for Douglas was mere traffic regulations So long as the proper procedures were observed what people thought was right or wrong was irrelevant. Abraham Lincoln believed as devoutly as Douglas in democracy. But it has no just application to the question of slavery. Enslaving another human being was a denial of one of the primary natural rights the right to liberty. For that reason there can be no moral right in connection with one man s making! a slave of another and no moral right in allowing a majority of white people to vote black people into slavery. But questions about moral right were exactly what Douglas believed had to be avoided in American public life. Once morality became mixed up with politics then people began looking for firearms. The genius of American democracy Douglas insisted lay in its commitment to process. Let the process of popular sovereignty dictate the outcome of political debate and people will be able to live in peace with each other surrounded by prosperity and satisfaction. But Lincoln responded that majority rule will never actually settle a question that disturbs the moral balance of the universe. A democracy without a sense of the sacredness of those rights was like a tornado hollow at the core and purposeless in direction. The real issue in the slavery controversy was the struggle between right and wrong. Anyone who ignored the real issue in the name of secularism and choice was eroding the moral capital on which democracy relies. Our reverence for w! hat Lincoln achieved keeps us from seeing that it is Douglas attitudes not his that have come to rule modern American politics. We deify democratic choice and then try to restrain choice s excesses by rules and guidelines rather than by right and honor. We conflate rights and privileges to the point where the right to life becomes a choice but a national health care system becomes a virtuous necessity. To a certain extent we and Douglas may be perfectly reasonable in making process what we live by. After all Lincoln s implacable insistence on treating slavery as a question of right and wrong really did help bring on civil war. Can we safely retreat to our private castles on questions of public morality Civil wars and culture wars are not the only threat to the survival of a democracy. When democracies define themselves purely by process rather than principle they lose all passion for solidarity and all interest in the self restraint and self sacrifice that serve as the prec! ondition for self government. Democracy shuns moral absolutism but it does not shun all absolutes. Which is why years ago Abraham Lincoln didn t shun them either. Allen C. Guelzo is the Henry R. Luce Professor of the Civil War Era at Gettysburg College. This article appeared in The Christian Science Monitor. THE TROUBLED economy soaring health care costs the Iraq war these may be the issues we re hearing the most about this year. But anyone who s decided that this means the culture wars are over could not be more wrong. It s wishful political thinking to imagine that the demands of religion morality and culture can be dismissed just with a comment about being beyond a candidate s pay grade. What lies behind the insistence on injecting morality into politics and what lies behind the resistance to it is a battle between two basic concepts of democracy itself between democracy as process and democracy as purpose. This conflict is hardly an aberration of the s or the Religious Right. It s a battle that was spectacularly played out years ago in the! great debates between Abraham Lincoln and Stephen A. Douglas. Then as now politicians preferred their problems to come with neutral dollars and cents solutions. In slavery was legal in states and slaveholders were demanding slavery s legalization in the Western territories as well. These demands had paralyzed Congress and triggered bloodshed in the Kansas Territory. As the senior U.S. senator from Illinois and chair of the Senate Committee on Territories Douglas s solution was simply to let the people who lived there decide for themselves. He called this popular sovereignty and it bothered him not at all that some people in this case white settlers had the authority to decide whether other people in this case black slaves should be held in a lifetime of forced labor. Law for Douglas was mere traffic regulations So long as the proper procedures were observed what people thought was right or wrong was irrelevant. Abraham Lincoln believed as devoutly as Douglas in democracy. ! But it has no just application to the question of slavery. Enslaving another human being was a denial of one of the primary natural rights the right to liberty. For that reason there can be no moral right in connection with one man s making a slave of another and no moral right in allowing a majority of white people to vote black people into slavery. But questions about moral right were exactly what Douglas believed had to be avoided in American public life. Once morality became mixed up with politics then people began looking for firearms. The genius of American democracy Douglas insisted lay in its commitment to process. Let the process of popular sovereignty dictate the outcome of political debate and people will be able to live in peace with each other surrounded by prosperity and satisfaction. But Lincoln responded that majority rule will never actually settle a question that disturbs the moral balance of the universe. A democracy without a sense of the sacredness of those rights was like a tornado hollow at the core and purposeless in di! rection. The real issue in the slavery controversy was the struggle between right and wrong. Anyone who ignored the real issue in the name of secularism and choice was eroding the moral capital on which democracy relies. Our reverence for what Lincoln achieved keeps us from seeing that it is Douglas attitudes not his that have come to rule modern American politics. We deify democratic choice and then try to restrain choice s excesses by rules and guidelines rather than by right and honor. We conflate rights and privileges to the point where the right to life becomes a choice but a national health care system becomes a virtuous necessity. To a certain extent we and Douglas may be perfectly reasonable in making process what we live by. After all Lincoln s implacable insistence on treating slavery as a question of right and wrong really did help bring on civil war. Can we safely retreat to our private castles on questions of public morality Civil wars and culture wars are not ! the only threat to the survival of a democracy. When democracies define themselves purely by process rather than principle they lose all passion for solidarity and all interest in the self restraint and self sacrifice that serve as the precondition for self government. Democracy shuns moral absolutism but it does not shun all absolutes. Which is why years ago Abraham Lincoln didn t shun them either. Allen C. Guelzo is the Henry R. Luce Professor of the Civil War Era at Gettysburg College. This article appeared in The Christian Science Monitor. Reader Comments There are no current comments at this time

Source: http://www.northjersey.com/news/nationalpolitics/34380929.html


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What you should know about Phentermine 37 5mg

With nearly two-thirds of Americans being overweight, many are looking for ways to lose weight and keep it off. This is where Phentirmine 37.5 mg can help. Phentermine 37.5 mg is an appetite suppressant that is prescribed for use by overweight patients. Now there are many things that can assist in getting you to a healthy weight, but it is essential that you make necessary diet, exercise and behavior medications in order for your weight loss efforts to be successful and permanent.

Phentenermine is no different. It is a weight loss tool and not a miracle. Phentermine works by stimulating the hypothalamus gland and affecting certain neurotransmitters to decrease appetite. This supplement affects the nervous system and will speed up your metabolism. It may cause nervousness and sleeplessness the first few days, but these symptoms should subside within a short number of days. For this reason phentermin is meant to be taken in the morning.

Phentarmine can get you started down the right path, but there are some other things that I feel are essential to weight loss. Smart food choices and exercise go with saying. If these are things you have struggled with all your life, try setting 3 small goals. They can be as simple as exercising one hour per week, decreasing the number of sodas you drink or the number of times you eat out each week.

Accomplishing these small goals will give you a feeling of power and control. This will give you the self esteem to achieve bigger goals. I find journaling and forums to give me motivation. Journaling helps you deal with your emotions and forums will provide you with experience, strength and hope from others that have gone through what you are going through. There is a lot to be gained by what other people have already experienced.

Read full article: What you should know about Phentermine 37 5mg

Tags: weight loss meds, weight loss phentermine

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South Africa’s Rand Rises Against Dollar, Euro as Stocks Rally

Nov. 4 (Bloomberg) — South Africa’s rand rose against the dollar as gains in stocks on better-than-expected earnings eased concern the global economy is slowing, encouraging purchases of higher-yielding assets.

The rand traded below 10 per dollar as advances in Asia and Europe boosted the MSCI World Index of stocks for a sixth straight day. South Africa’s currency strengthened even after an industry report showed vehicle sales fell for a 19th straight month in October, indicating the continent’s biggest economy is faltering.

“Globally we’re seeing a general improvement in positive sentiment which has fed through to European equities from Asia,” said Jon Harrison, an emerging-markets currency strategist in London at Dresdner Kleinwort. “Lower global interest rates help alleviate some of the strains in the financial system and that helps short-term risk appetite.”

The rand climbed as much as 1.9 percent to 9.8506 per dollar and was at 9.9125 by 1:12 p.m. in Johannesburg. It also advanced versus all 16 most-actively traded currencies monitored by Bloomberg, adding 0.7 percent to 12.6187 per euro.

South Africa’s currency still faces “challenges in the medium to long term” and will “trend much weaker” next year, Harrison said. It may slip to as low as 12 per dollar in the next three to six months, he predicted.

“Emerging markets aren’t going to avoid the impact of a global economic slowdown,” Harrison said. “We still expect to see further sell-offs in riskier asset classes.”

Read full article: South Africa’s Rand Rises Against Dollar, Euro as Stocks Rally

Source: South Africa’s Rand Rises Against Dollar, Euro as Stocks Rally

About Appetite Suppressors to Help Reduce Weight

Appetite suppressors can be a help during a slimming process. On the market of today you can find both appetite suppressors related to the substance amphetamine and appetite reducers of herbal origin. Appetite suppressors are generally recommended to use together with a diet program and exercise, and only for a limited time period. They are never recommended to use as the only means of achieving a reduced weight.

Substances to reduce appetite have been used since the First World War. Soldiers used the stimulating substance amphetamine both to stimulate their fighting capacity and to reduce hunger. The same was done in the Second World War. After the last war, the civil market began to use amphetamine and related substances to help reduce the intake of food during weight loss efforts.

A. APPETITE SUPPRESSORS OF THE AMPHETAMINE GROUP

Amphetamine and related substances stimulate the alertness of the central nervous system and the impulse to external action. When zones of the brain dealing with external action are in high activity, signals are sent to zones controlling appetite, digestion and connected functions to reduce their activity. Thus central stimulating substances also reduce appetite. Since these drugs increase the bodily activity, they also help to reduce weight by inducing a higher rate of fat burning.

Some drugs of this group are also used as antidepressant, for example fluoxetine hudrochloride (Prozac).

Being central stimulants all these appetite suppressors also bear a certain risk of developing addiction, and of side effects like insomnia, agitation, manic reactions, hypertension, stroke, heart valve damage and heart rhythm disturbances.

Because of such dangerous effects, many of these substances have been banned from most markets as appetite suppressants, for example amphetamine itself, aminorex, fenfluramine, phenylpropanolamine and ephedrine. However, many of these substances are still used for other purposes, for example to stimulate heart activity and to regulate up a too low blood pressure.

Substances of this group available on the market today as appetite suppresants are: Phentermine, diethylpropion, phenidmetrazine, benzphetamine, sibutramine, rimonabant, oxyntomodulin and fluoxetine hydrochloride (Prozac).

PHENTERMINE

Phentermine is perhaps the most widely used appetite suppressant drug today. It works by increasing the release of the hormones / neurotransmitters norepinephrine, serotonine and dopamine, The signals from these substances make the nervous system more alert for external action and reduce appetite.

Read full article: About Appetite Suppressors to Help Reduce Weight

Source: About Appetite Suppressors

Ukraine Presents Best Escort Services In Europe!

It is often said that relationships between ladies and gentlemen are like business. Thus, business-like gentlemen are more likely to treat courting a lady with the effort of luxurious fun and souvenirs doesn't differ much from just paying her for sex or company. As a result, escort agencies will blossom while there are girls ready to offer sexual services and men willing to pay for them. With the progress of globalization, things have become even easier: if you cannot pay for pleasure or afford a vip escort girl in your native country, you may always go abroad for a massage escort. One of the sex attractions in Europe is Ukraine. Economically Ukraine is stabilizing. And yet, capitalism does not offer happiness for everyone. They work hard to live a better life. Financial guarantees and independence is what lures many young girls to work for escort agencies. As everywhere in the world, escort services in Ukraine can be grouped into certain classical segments. On the lowest level you will see several types of independent escort girls from Kiev also known as a bar girl. VIP escort agencies providing adult escort service Ukraine are on top of that industry. Such agencies provide widest choice of beautiful and educated Ukrainian women. However, there's a significant difference between simple prostitutes and elite agency girls. Some escort agency kiev present elite educated girls to make you company for some specific cultural and social parties. However, it is not clear whether an exchange of sex for money actually happens. You can find an agency offering professional erotic massage service in the web. If you are intended to pay for a girl's time, there is an advantage in such a service that you may find them from home. Came to Kiev? The girl you arranged to date can even meet you when you arrive to Kiev. The drawback is that you have to pay beforehand. In case you don't like the lady of your choice don't hope to get a refund. Srteet prostitutes are definitely not that expensive and don't require prepayment. If you choose this option, you'll have to investigate tourist areas of Kiev before risking into something like that. Another problem that may appear is that such independent women are less likely to speak English than that escort service lady from the agency. Nevertheless, this disadvantage may seem quite sexy to some. So, you think you might want to have a try? Kiev is no doubt a great city to visit. Beign accompanied by a gorgeous woman is definitely great. Some wise men believe, however, that no sexy escort, not even gorgeous Ukrainian, can substitute true relationships.

Basters and their "Starter Packs"

Namibia is a multihued nation with different cultures and believes. Every culture has certain character traits that group them together. Most people believe that Ovambo people mostly drive Toyota Hilux Bakkies. The Herero people drive Isuzu Bakkies. Today we're talking about Basters and their starter packs. I think the next thing that going to pop in your mind is '' what is a starter pack?'' Most of us define the starter pack and the Volkswagen Golf which can branch from the Citi Golf to the Velocity Golf, and or the Toyota Conquest or Tazz. What I have just mentioned is a very controversial topic and everyone will have his or her own point of view. Let's take one example Alan Bock was born and raised in Rehoboth. As he grew up his first aim was to have his own car. He wanted a silver Toyota conquest. Interior will be leather seats. Maple color with darker sued. 18'' inch rims, spinners to be exact. Black tinted windows and a massive sound system. This is a Baster's dream car for his partying days. Most youngsters buy it, as it's the most reasonably priced. Everyone that buys the famous 'starter pack' say it's fairly easy to maintain, as the spare parts are cheap to replace; yet most of these cars are second hand models. You'll hear people say that they bought from Jacky who bought it from Alan who bought it from Jason who bought if from Babsie who bought it from Nam Cars over the internet. As the young Basters grow older and become more mature, they realize it's better to have a secondhand model Ford bakkie. This can be a Bantam or the Ranger 1800 and the most famous is the Nissan Champ 1400 Bakkie.

Ukrainian VIP Escort Girls

Free time is the pastime that is spent in the period of time when a person doesn't have a work or any other things to do. It consists of doing anything you want except the things you do every day such as sleeping, eating, household chores etc. "To be permitted" and "to be independent" are the meanings of the word "licere" that signifies from Latin and transformed to the word "leisure". But the terms leisure and leisure time came to us from the period of industrial revolution when a working day was reduced to eight hours and people had two official days off. Also such notions as compensatory holiday and hobby appeared at that time. There are usually active and passive kinds of leisure for an average person. Active leisure means that persons have active time spending during their free time. It can be soccer, basketball and other competitive games. Also it can be not a physical activity but still it can wear out a person: playing chess or painting a picture. Going to a movie theatre, watching TV etc. are the passive free time when you simply doing nothing, when your brain and body are relaxed from any efforts. But there are also enemies of passive leisure. They claim that it has no use and all pluses of your leisure time are lost. And still, this kind of leisure is more privileged than active one among many people. We also suggest you to spend your free time in the surrounding of adult escort service. As you can know sex is an activity the purpose of which is to get a combination of body and mental reactions. It is definitely healthful time spending because after such an activity you would be ready for your everyday activities. On our internet page you may see a great amount of various services including erotic massage. Our escort agency will be happy to give you such a possibility. You will receive a lot of satisfaction and use of the massage we offer to you. And we are happy to perform to you an erotic massage that may burn a flame within you. Escort girl kiev is a competent in this kind of massage and you will be convinced of it. The main component in this kind of massage excluding you is a woman's body that will present you a great relaxation. A peachy skin, hips, pussy and other intimate parts of a girl's body can be accessible to you. It is really amazing especially when you have it for the first time. A person always needs a variety in his feelings and experiences and an erotic pleasure is a marvelous diverse in sexual activity. A lot of people are also scared of the notion "prostitute". Today this tendency is lesser that some years ago, but still a lot of persons don't respect prostitutes. But the discrepant points of view of society to prostitution is connected with the dual attitude to sex. Firstly, sex often presents a pleasure to people. That's why intimate services for money can be defined as any things that you may buy. And from the other hand, sexual activity that is not connected with procreation was at all times condemned. And public morals tabooed shuffled sexual activities and condemned everyone who had sex out of home. That blame was the streakier the more monogamous was the society. But in the first half of the twentieth century the situation absolutely altered, especially in the western countries. Society use this word in many different occasions and can describe any notion or profession with the help of this word. We can name any political man "a political prostitute" if he is connected with corruption. But modern philosophy teaches us to be lenient to everybody and prostitutes are also contained in this list. So if you are not scared of this term contact us and we are going to make your relaxation unbelievable.

Sharebuilder Mutual Funds

You wake up one morning and you’ve absolutely realized that your money will not last forever. If you ever want to retire, or if you want to be rich, you need to start investing your specie. So, you jump on the internet or head to the bookstore to find some information. You do your research. You read countless of books on investing in stocks, bonds, commodities, requited funds, and currency. You learn how to become rich by investing, you learn how to research stocks, and you learn how to retire unfledged. You bookmark the right investing websites to stay up to date and are now ready to get started.

Now that you know what to do, how do you get started? Do you upstanding call up a broker and as them to buy you some stock? Where do you get their number? Learning how to invest takes a lot of hard work. Fortunately, getting started is not as good as as hard. With the internet, investing has become even easier.

If you are interested in investing and you want it to cost as little as workable, sharebuilder is the way to go. I’ve been investing with sharebuilder for over 2 years now and I have had no problems. All you have to do is sign up and you can start investing. It’s that easy! Now understand, the motion up process is not instant, you do have to send in the appropriate information, forms, and copies of id, but that’s to ensure the safety of your money.

Sharebuilder has numbers of features to protect your money. Many people are wary when it comes to using a credit card online, let alone investing your moolah. Sharebuilder does not use a credit card. Use simply connect your checking account and transfer money whenever you prerequisite it. They have special validation for whenever you transfer money and make trades to ensure you are the only one using your account.

Another gigantic benefit of sharebuilder is that stock trades only cost $4. Just $4! Other investment first cost much more than that or have a minimal investment amount. Sharebuilder lets you invest $10 at a time if you really want to. For long-term buy and contain investing, they is the best.

If you are a novice investor and don’t feel comfortable choosing your own stocks, you can invest in common funds instead. With mutual funds, a fund manager chooses the stocks for you and as an added bonus, you don’t to pay any fees. You can settle upon from growth stock funds, bond funds, foreign funds, and other types.

It’s never too early to start investing. Ten, twenty, or thirty years from now, you will be very in the seventh heaven that you started early. Don’t worry about your future. Just do what you need to and stay on top of things.

Source: Sharebuilder Mutual Funds

Mobile phone the new stockman

New software is enabling graziers to track their animals with their mobile phone.

Queensland Primary Industries and Fisheries Minister Tim Mulherin says “quick-thumbed livestock owners” can now exchange National Livestock Identification Scheme information with the NLIS database, following the launch of the new mobile phone application software.

“This new software, ‘NLIS Express’, can be easily loaded onto compatible mobile phones - providing a new way to quickly capture and transfer NLIS data,” Mr Mulherin said.

“It is going to be very useful to a lot of sectors within the livestock industry.”

Biosecurity Queensland Principal Project Officer Michael Lancaster said training would be provided to graziers in coming months.

“The training will be available to anyone who uses the NLIS database, but we also see it being of particular interest to agents,” he said.

Agent Dan Sullivan, from Sullivan Livestock in Gympie, is one of the first people in Queensland to use the new software.

Mr Sullivan said he uses NLIS Express to transfer data directly to the database on behalf of clients.

“With NLIS Express I can provide a transfer service to our clients - often while I’m still at their property,” he said.

“Often, I’ll know if the transfer has been completed before I leave the property and this has removed the need to come back to the office, freeing up my time to continue on with other business,” Mr Sullivan said.

The application was developed by MLA and is made available at no cost.

About the Author

Original article: http://blog.mobik.co.za/2008/10/mobile-phone-the-new-stockman/. Read more mobile phone news at the SA mobile blog.

This article is free for republishing. Source: Article directory

Dedicated Web Hosting Free Ad Free Curl Enabled PHP Hosting

You may think that dedicated hosting for your business is a luxury item and not a necessity but if you make the investment it really may pay off. In order to make a decision that is truly informed you must first take the time to learn what dedicated web hosting is and is not. Hosting that is set aside to be used by only you is dedicated server hosting. This is when you should get excited because you aren t likely to be impacted by slow server issues and security problems that are common on shared servers. Most small businesses lack the means and the staff necessary to operate a server on site so they must rely on hosting companies that offer dedicated server web hosting. Finding cheap dedicated hosting might seem like an impossible task but it is a disservice to compare it to the prices of anything other than dedicated web server hosting. Dedicated hosting services are not a small investment so it is important to understand the pros and cons of this purchase. The information! in your list of pros and cons may also help you make the decision about Linux dedicated hosting vs. dedicated Windows hosting. If you want to insulate your website from the ups and downs of sharing a server then a dedicated hosting server is definitely the way to go. Websites hosted on shared servers might experience more problems than dedicated hosting web pages as the result of higher volumes of traffic. The most significant and immediately recognizable difference with dedicated hosting is the price tag. You will also need a greater amount of technical knowledge and skills in order to keep hosting dedicated web pages. Managed dedicated server hosting is worth the additional expense for those who are less than proficient with utilizing the latest technology. How do you know you are getting a good deal on dedicated web site hosting Don t overlook the power of price in finding an outstanding but cheap dedicated hosting server for your business. You will also want to know wh! ether or not the company you are considering offers managed dedicated hosting just in case you decide you need it at a later date. Knowing what you need by way of rebooting options hard disk space and RAM will help you identify the one dedicated hosting service that meets them best. Comparing LunarPages dedicated hosting and EasyCGI web hosting with HostGator dedicated web hosting should give you a good idea of the wide ranges of prices and feature options that are available. From one of these dedicated hosting servers to the next you will find variations not only in price but also in service and features. You really should do a side by side dedicated hosting comparison in order to find the best dedicated hosting plan for your business. Tags Dedicated Reseller Hosting Web Hosting Sites Yahoo Web Hosting Trackback URI Comments RSS Leave a Reply You must be logged in to post a comment. Latest Posts Dedicated Web Hosting Free Ad Free Curl Enabled PHP Hosting Reseller Hosting Scripts Dedicated Web Hosting Hosting A Website Iis Manual Check Out The! se Great Web Hosting Companies Dedicated Web Hosting Web Hosting Service Dedicated Web Hosting Hosting A Forum In The Website Feed on Posts RSS Comments RSS Search Web Hosts BlueHost HostMonster HostPapa IxWebHosting StartLogic WebHostingPad Yahoo Small Business Hosting Categories Adult Hosting Budget Hosting Business Hosting Canadian Web Hosting Cheap Hosting Dedicated Hosting Domain Hosting Email Hosting Managed Hosting MySQL PHP Hosting Reseller Hosting Secure Hosting Uncategorized Unix Linux Hosting Web Hosting Windows Hosting Tags AffordablePrivateLabelResellerWebHosting AffordableWebHosting AffordableWebHostingForSmallBusiness AffordableWebSiteHosting AspWebHosting BestFreeWebHosting BestWebHosting BestWebHostingCompany CanadianResellerHosting CheapestResellerHosting CheapWebHostingPackage DedicatedWebHosting DiscountWebHosting DomainWebHosting FreeWebHosting FrontpageHostingWeb FrontpageWebHosting HostingResellerPlans InmotionHosting LinuxWebHosting LowCostWebHosting! MultipleDomainWebHosting PersonalWebSiteHosting PrivateLabelResellerWebHosting PuchaseWebHosting PurchaseWebHosting ResellerDedicatedHosting ResellerHostingAccount ResellerHostingProgram ResellerHostingService ResellerWebHosting ResellerWebSiteHosting SecureWebHosting Top ResellerWebHosting UnixWebHosting WebHostingCompany WebHostingPackage WebHostingPackages WebHostingPlans WebHostingProvider WebHostingResellerPackage WebHostingSites WebHostingSolution WebSiteHosting WindowWebHosting Monthly September August June Pages About Us Website Home Meta Login Valid XHTML XFN WordPress Only Top Web Hosting Copyright All Rights Reserved

Source: http://onlytopwebhosting.com/blog/2008/09/21/dedicated-web-hosting-free-ad-free-curl-enabled-php-hosting/


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Work From Home - A Real Company

Everyone is looking for a legitimate job to do from the comfort of their own home. Our company provides real work from home jobs to our members. Our database is updated every week with new jobs from all across the Internet, as well as from our clients.

We know it is hard to find a great company that cares about its members. We take extra steps to provide our members with the best customer service possible. We also provide our members with the training and software they need to do any of the jobs listed.

This is not a “business opportunity” or a program that requires you to sell products, place ads, create a website, or any of those other “get rich quick” schemes that are all over the Internet. This is a legitimate company that provides our members with the training, software, real jobs and customer support our members want.

We have jobs listed for:
-Data Entry Processors
-Data Entry Research
-Data Entry Marketing
-Transcriptionist
-Customer Service
-Virtual Assistants
-And many more positions!!

We also provide a Member’s Forum that allows our members to post questions and answers, concerns and feedback.

Read full article: Work From Home With A Real Company

Source: Work From Home

No Fee Work at Home Jobs

I am always surprised that work at home websites can make good money by demanding job seekers pay up front money for no fee work at home job leads. We live in a free economy so, I understand why some sites do it. The fact of the matter is that a lot of effort is needed to go through thousands of job boards and web sites to find no fee work from home jobs.

You probably already know this but the big job sites such as Monster.com and Careerbuilder are not specialized in no fee work from home jobs. The at home jobs listed there are usually mixed in with regular jobs and the thousands of home based business opportunities which tend to require a fee.

It can take two life times just to filter through all the junk to locate just one free work at home job lead. And it will take just as much time to find the next lead. I know what you are thinking he must be a mind reader. As a result, you have found my article.

Trust me I feel your pain and have been to hell and back with that process But I do have a solution for you. When searching big non work at home specialized websites, the first thing you need to know is what keywords to use in the search box.

So let’s break down the keywords to avoid. Do not type in the following keywords:

Work At Home

Work From Home

Work At Home Jobs

Work From Home Jobs

Work At Home Job

Work From Home Job

Work At Home Opportunity

Work from Home Opportunity

Work At Home Opportunities

Work From Opportunities

Read full article: No Fee Work at Home Jobs and the Easy Way to Find Them

Source: No Fee Work at Home Jobs

Work From Home

Everyone is looking for a legitimate job to do from the comfort of their own home. Our company provides real work from home jobs to our members. Our database is updated every week with new jobs from all across the Internet, as well as from our clients.

We know it is hard to find a great company that cares about its members. We take extra steps to provide our members with the best customer service possible. We also provide our members with the training and software they need to do any of the jobs listed.

This is not a “business opportunity” or a program that requires you to sell products, place ads, create a website, or any of those other “get rich quick” schemes that are all over the Internet. This is a legitimate company that provides our members with the training, software, real jobs and customer support our members want.

We have jobs listed for:
-Data Entry Processors
-Data Entry Research
-Data Entry Marketing
-Transcriptionist
-Customer Service
-Virtual Assistants
-And many more positions!!

Read full article: Work From Home With A Real Company

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